Apply Online for Cash Loans

Apply Online

Fill out your online payday loan information form

Lender Approval

Several brief questions that can be done in 5 minutes

Collect Your Cash

Get funds in your bank account as soon as today or the next business day

Get Payday Loans Online (Even With Bad Credit!)

Friendly person applying for a payday loan

Many Americans struggle to come up money for unexpected expenses. And when you most need money, conventional online lenders charge loan application fees, late fees, and overdraft fees. But fortunately, Payday Loans Pro offers a way for you get the money that you need without the help of the greedy financial institutions. 

Safe & Secure

Quick Approvals

Apply Online Fast

Direct Deposit

Bad Credit, No Problem!

All you need to do is fill out our online application and you'll be well on your way to getting the short-term cash advances that you need to get by.

Note: You can also apply for a payday loan by phone!
+1 (844) 991-2226

apply for payday loan by phone

Make sure you hit the pound key (#) after entering each of your details!

What you should know about bad credit payday loans online

Unlike traditional lenders, Payday Loans Pro's network of lenders does not check a borrower's credit report from one of the "big three" after they submit their information. (The big three is Experian, Equifax, and TransUnion.) These checks are known in the industry as "hard credit checks" and conducting one can lower a borrower's credit score. Just like not paying a credit card can lower your credit score. Consistent credit report checks by direct lenders hint that a borrower is constantly look for loans. This causes the person's credit report score to drop.

If a borrower's credit score is low enough, lenders may assume the person is borrowing due to a poor financial situation. Perhaps the borrower doesn't have enough money to pay bills or medical expenses. Even when the purpose of the loan amount is reasonable, rejections due to low credit scores are common.

Connecting those who need personal loans with payday lenders is the mission of Payday Loans Pro. Our online payday loans application process is easy. You can apply whenever for a short-term loan or cash advance and get approved as quickly as the next business day. We work with online loan lenders all over the country who are used accustomed to working with borrower's with bad credit scores. The loan amount can be paid quickly, directly into your bank account/checking account. Terms vary based on factors including the loan amount and length.

Frequently Asked Questions

Everything moves fast with Payday Loans Pro because everything takes place all online. From the online form information to the cash in the borrower's bank account. Once a borrower gets a loan offer, the details are emailed to them. The borrower reviews the details and signs the loan contract electronically.

When evaluating the loan contract, make sure to closely read through all of the terms. You must understand the total loan amount and loan process, along with the due dates and repayment amounts. Read more payday loan consumer tips here.

One of the simpler third-party lender methods involves using your credit card to get a payday advance. Borrowers then make repayments quickly until the full amount is paid pack to the lender. Different credit cards have different cash advance policies. But most will allow you to withdraw some of your available credit limit in cash. Cash advance fees are typically quite high. But those fees are still lower than those associated with payday loans.

Title loans are when you use the title of your car as collateral to get approved for a loan. If you own a car outright and need cash immediately, perhaps until your next paycheck, you can pledge the title of the car. You then make repayments until the loan is complete, which releases your title.

Short-term loans often come with stiff penalties if not paid back on time. Plus, high interest rates. For this reason, you should avoid falling behind when making repayments. Try making the most of the next payday. If you do fall behind, it may become very difficult to get out of debt. The loan amount may even be sent to a collection agency. Payday loan consolidation does exist should you end up in a difficult financial situation.