Consumer Notice. The purpose of loans received from third-party lenders are to provide temporary help for short-term financial needs. These loans are not meant as long-term financial solutions. Consumers who have credit difficulties or debt should look for professional debt and credit counseling.
Consumers are asked to learn of the risks associated with taking out short-term loans alternatives that could be more suitable for your financial needs and situation. Consumers are also asked to become familiar with any local and state laws applicable to short term loans in your state. We strongly encourage you to completely read any and all loan agreements. This is because you are entirely responsible for abiding by the terms and conditions of your loan agreement.
By accepting the terms and conditions of any loan offer, you agree to repay the loan principal and finance charges according to the payment schedule detailed in the documents provided to you by your lender. If you miss a payment or make a late payment, extra fees or charges may be added. PaydayLoansPro.com does not control the sum of these fees or charges you may be faced with for nonpayment, late payment, or partial payment.
Availability. PaydayLoansPro.com's service is not available in all states. Residents of certain states, including, but not limited to Arkansas, New Jersey, New York, Vermont, West Virginia, South Dakota, are not eligible to utilize this website or its service. We reserve the right to change the availability of our service at any time without notice. If you request a loan in a state where such loans or loan products are prohibited, or where PaydayLoansPro.com does not have an available lender, you will not be connected to a lender. We recommend that you study and comply with your state's regulations pertaining to shorter-duration loans. (See payday loan laws by state.) In using our services, it's possible that you may be connected with a tribal lender. Please be aware tribal lenders are subject to tribal law and particular federal laws, but are exempt from abiding by state law. Tribal lenders may also require that any disputes be resolved in a tribal jurisdiction. Please fully read and understand the terms of any loan offered by any lender and do not agree to a shorter-duration loan offer that includes terms that are not agreeable to you, or that you are unable to repay.
Legal Disclaimer. This website (PaydayLoansPro.com) does not make loan offers. This website connects users with lenders. The operator of this website is not a lender, does not make credit decisions or broker loans. The operator of this website does not charge you fees for its service. They also do not represent or endorse any participating shorter-duration loan lender. Submitting a loan request allows us to connect you to third-party lenders. And does not guarantee an offer for a loan This website does not guarantee the approval for a shorter-duration loan Credit checks may be performed by lenders from credit bureaus or other providers of credit information. Consumer reports or credit checks may be made by the lender through Equifax, Experian, TransUnion, or alternative providers. You are not obligated to use this site and are not obligated to contract with any third-party lender or service provider. These disclosures are for informational purposes only and should not be considered legal advice. Not A Lender Notice. The operator of this website is NOT a lender, does not make offers for loans, and does not broker online loans to lenders. This website is not a representative or agent of any lender and does not make credit decisions. Submission of a loan request to this website does not guarantee an offer or an approval for a loan. Some lenders may require faxing of information. In some instances you may have to visit a physical store/branch location to complete your loan request process. Please contact your lender directly with questions or issues regarding your loan.
Credit Implications. Some third-party lenders in our lender network may conduct credit checks with credit reporting bureaus or obtain consumer reports through alternative providers to determine your eligibility for a loan. By submitting your information through this website, you are agreeing to allow the third-party lenders in our lender network to verify your information and check your credit. Any corrections in this policy should be sent to (paydayloansproemail).
Participating lenders may verify your information. This includes your social security number, drivers license number, national ID, or any other state/federal identifications. And they may review your information against national databases, including but not limited to Equifax, TransUnion, and Experian. This is to determine credit worthiness, standing, or capacity. Service providers or lenders will typically not perform credit checks with the three major bureaus. However, credit checks or consumer reports through alternative providers may occur. These checks typically will not affect your credit score. By submitting your information and application on this website you agree to allow any participating lenders. to verify your information and check your credit.
You will not be charged any fees for using this service.
Representative APR 391%. The average annual percentage rate (APR) for payday loans is 391%. For example, suppose you want to borrow $100 for two weeks. The lender can charge you $15 on top of the $100 you must pay back in two weeks. This means you will need to make repayments of $115 to the lender before two weeks is up. The $15 finance charge and an annual percentage rate of 391% is the cost of the $100 loan. If you roll over the loan for another two weeks, the lender can charge you another $15. If you roll over the loan for a third time, the lenders charge would climb to $60 to borrow that original $100.
Implications of non-payment. Some lenders may automatically roll over your loan for an additional two weeks if it's not paid back on time. Fees for renewing the loan amount vary from lender to lender. Usually these fees equal the fees you initially paid to get the payday loan. Non-payment of a payday loan might negatively impact your credit score and credit history.